1. Mortgage rate history

1 Year Fixed Mortgage Rate History

Posted Historical 1-Year Fixed Mortgage Rates (1980 - Today)

Posted 1-year fixed mortgage rates are sourced from the bank of Canada.

Historical Posted 1-year Mortgage Rates From 1980 - Today


Discounted Historical 1-Year Fixed Mortgage Rates (2006 - Today)

In Canada it is extremely common to lock-in to a mortgage rate lower than posted by the banks. Therefore, we have also collected discounted 1 year fixed mortgage rates from Ratehub.ca proprietary data sets as well as discount mortgage brokers to supplement our data where necessary.

Historical Discounted 1-year Mortgage Rates From 2006 - Today