Compare Alberta home insurance quotes

The best home insurance plans come down to two factors – cost and coverage. While you'll want to pay the cheapest rate possible, you'll also want to make sure you're insured for any unique risks you may face.

For example, if you live in a flood-prone area, make sure you have overland water and sewer backup coverages added to your policy. Although it may cost more, it'll be worth it when you need to make a claim.

We can help you compare home insurance plans on an apples-to-apples basis. Provide us with a few quick details, and we'll show you personalized rates from top insurers across Alberta. We can also connect you with a licensed broker who will talk you through any policy customizations that are applicable to your needs. 

Popular home insurance companies in Alberta include Aviva, and Intact – but the best provider for your case doesn't necessarily mean choosing the brand you know best. Instead, look for the insurer that meets all your coverage needs for the lowest rate possible. 

Each home insurance company looks at your unique housing situation and puts a price tag on it – some charge more than others, and it fluctuates all the time. So once a year, when it comes time to renew your coverage, take a few minutes to shop around with us. That way, you'll know you're selecting the best home insurance company (for your needs) on the market.

No, home insurance isn't mandated by law in Alberta. In most cases, however, your mortgage lender will require you to carry coverage before releasing your funds.

Many people assume home insurance is mandatory because auto insurance in Alberta is required by the law, but home insurance is not governed in the same way.

Having an extensive claims history or missing a premium payment can put you in a high-risk home insurance category. Multiple mortgages, century-old homes, and even a vacant property can also mean needing this special coverage.

We work with a number of insurance companies that specialize in high-risk home insurance. By providing us with a few details in our home insurance calculator, we'll help reveal your available options based on your personal profile. And we can also connect you with a licensed broker in Alberta who will guide you through the process of obtaining your high-risk policy.

It depends – while you most likely won't need business insurance as a freelance writer, you may want to purchase coverage if you run a daycare or manufacture products out of your home. 

Home-based business insurance exists as an endorsement that goes on top of your regular home insurance policy. This is best used to protect small-scale operations, covering risks such as client liability and damaged inventory.

For larger-scale businesses, you should look into purchasing commercial insurance separately. This will provide a more comprehensive coverage package which can include general liability, professional liability, and business interruption insurance. 

Yes, while rental platforms like Airbnb and Vrbo offer some form of coverage, it won't be enough to cover you comprehensively. Before you list your home online, make sure you contact your insurance company ahead of time – only select insurers offer short-term rental property insurance, and if yours doesn't, it may be time to shop around.

These policies cover you for specific risks that are associated with renting out your home for small periods of time. This can include coverage for a guest's contents, coverage for damage caused by a guest, and even coverage for a guest liability claim. 

Yes, bundling your auto and home insurance under one provider is a great way to save some money on your premiums. You can also bundle other insurance products to increase your savings, including tenant insurance, condo insurance, and motorcycle insurance.

Yes, you can cancel your home insurance at any time. If you're unhappy with your customer service or current rate, you can step away – just make sure you're aware of any penalty charges you may face.

Keep in mind that it's probably a better idea to switch home insurance companies instead of outright cancelling your coverage altogether. An uninsured property leaves you financially vulnerable to many risks, and having a coverage gap in your insurance history won't be good for your future rates.