Compare cheap car insurance quotes in Alberta

Yes, it's the law. You must carry at least $200,000 in third-party liability, along with your accident benefits and DCPD insurance. 

The best car insurance company in Alberta will differ depending on your needs as a driver. Different providers offer different coverages and you'll want to find the one that meets all your needs for the lowest price possible. To do so, be sure to compare car insurance quotes with us – we'll show you personalized rates form top providers across Alberta. 

The cheapest car insurance in Alberta is the basic, required package that only includes third-party liability, accident benefits, and DCPD coverage. The government has set a maximum limit to how much any private insurer can charge for basic insurance to keep it affordable for all. 

The minimum requirements don't include collision or comprehensive coverage – so essentially, you'll only be protecting other people's property as well as yourself and others from injury. If you want protection against damage to your own car, you'll need to add optional coverages to your policy.

You can buy an in-transit permit from your local municipality to transport a vehicle, but to drive a car, the car must be insured and you must have a license by law. 

Anyone whom you trust can drive your car (provided they also have a valid license). If a friend or family member gets into an accident, your insurance will cover damages to the other party. But be sure to let your insurer know if you allow someone to drive frequently. And if your share your vehicle with a member of your household, you're also required to inform your provider. Otherwise, your insurance company may deny your claim. 

First, remember that in Alberta, you will always need your own insurance in order to legally operate a vehicle. Next, while some companies are fine with rideshare practices, that's not always the case.

In the summer of 2016, the Superintendent of Insurance of Alberta passed a new ridesharing insurance policy – Uber purchased the new commercial insurance policy putting it into effect on July 1st of the same year. The company offers full coverage on their commercial policies when you are logged in and actively working as one of their ridesharing drivers.

We recommend that you contact your car insurance company to inform them of your ridesharing intentions. If you fail to notify your auto insurer, it could lead to the cancellation of coverage. 

Learn more: Uber & rideshare insurance in Canada

Yes, you'll need a valid auto insurance policy to register your car in Alberta. The insurance also needs to include the name of the individual requesting for registration. 

Your car insurance premium is based on many personal factors, including your driving history and the make and model of your vehicle. But unfortunately, there are also many cost factors that are out of your control – the annual volume of claims, fraud, and costly repairs are driving up the price of auto insurance in Alberta. 

You don't need winter tires by law (yet), but they can save you money on car insurance as they are a great safety measure for that legendary Albertan snow. 

Yes, you can bundle your auto insurance with home insurance in Alberta. This is a great way to increase your savings as insurers will reward you with discounted premiums for purchasing multiple policies under them.