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How much can I afford?

Now that you’ve decided to buy a home, you need to know how much you can afford. You also need to be aware of the additional costs associated with purchasing and maintaining a property.

There are also a number of factors (such as your income, credit score, down payment, debt, etc.) that can change what you can spend and how large of a mortgage you can afford to take on.

Watch this helpful video and check out the informative pages below to help determine how these factors will affect the size of your mortgage and what you’ll be able to afford. You can also use our mortgage affordability calculator to run the numbers automatically.

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